Grow Your Wealth with Fixed Deposits
Our Fixed (Time) Deposit product is designed for individuals and businesses looking to earn attractive returns on their funds over a specified period. With guaranteed interest rates and flexible terms, this investment option ensures both stability and profitability for your savings.
Investment Tenure: 6 months to 12+ months | Features: Guaranteed rates, flexible amounts, competitive returns, easy rollover options
Why Choose Fixed Deposits?
Guaranteed Returns
Lock in competitive interest rates guaranteed for your entire investment period.
- Fixed interest rate
- No market risk
- Predictable returns
- Rate locked at opening
- No fluctuation
- Peace of mind
Flexible Terms
Choose from multiple investment periods to match your financial goals.
- 6-month terms
- 9-month options
- 12-month plans
- Extended periods available
- Customizable amounts
- Early withdrawal options
Convenient Interest Payment
Interest credited at maturity or periodically as per your preference.
- Lump sum at maturity
- Periodic crediting
- Monthly option
- Quarterly crediting
- Direct account deposit
- No additional fees
Dual Currency Options
Invest in USD or LRD with competitive rates in each currency.
- USD deposits
- LRD deposits
- Competitive USD rates
- Attractive LRD rates
- Currency flexibility
- Easy conversion option
Easy Rollover
Automatically renew your deposit at maturity with current rates.
- Auto-renewal option
- Current market rates
- Seamless continuation
- No paperwork hassle
- Principal protection
- Compounding benefits
Negotiable Rates
Higher rates available for substantial deposits and longer tenures.
- Volume discounts
- Large deposit premiums
- Extended term rates
- Bulk investment benefits
- Corporate rates
- Special arrangements
Competitive Interest Rates
| Investment Term | Interest Rate | Details |
|---|---|---|
| 6 Months | 2.25% p.a. | Available in USD & LRD |
| 9 Months | 2.35% p.a. | Attractive mid-term rate |
| 12 Months | 2.50% p.a. | Standard annual rate |
| Above 12 Months | Up to 3.00% p.a. | Extended term premium rates |
Special Rates: Higher rates may be negotiated for large deposits (USD $100,000+), long-term commitments, and institutional clients. Contact our Treasury Department for customized rate quotes.
Key Benefits of Fixed Deposits
Investment Security
- Principal amount protected
- Guaranteed interest
- No market risk exposure
- Bank-backed security
- Regulatory protection
- Secure deposits
Financial Planning
- Predictable income stream
- Goal-based investing
- Term flexibility
- Amount customization
- Portfolio diversification
- Risk management
Operational Convenience
- Simple account opening
- Minimal documentation
- Quick processing
- Easy maturity management
- Flexible withdrawal options
- Online account access
Opening a Fixed Deposit Account
Consultation & Application Submission
Documentation
Deposit & Verification
Account Activation
Start Growing Your Wealth Today
Open your Fixed Deposit account and earn guaranteed returns on your investment. With flexible terms and competitive rates, Fixed Deposits are the smart choice for secure wealth growth.
